Category: travel

Canada is so close to the US that most of us often cross the border to see the Niagara Falls or spend a weekend in Whistler skiing, without once thinking about travel insurance. The fact is that most insurance policies do not cover you while in Canada; therefore it is advisable to buy Canada travel insurance when leaving the country.

Prevention Is Better than Cure

Planning foe the best but preparing for the worst is always a good practice because the fact is you never know what can happen and where. There are many companies offering Canada travel insurance and they will require a few specifics in order to issue a policy that you can benefit and count on when in need.

They will need to know the places you would be visiting in Canada so they can assess the risks applicable to that particular location. They will also need to know your age and present state of health. Accidents can happen anywhere from food poisoning to sliding the wrong way on the slope while skiing and the bills can be overwhelming is you are not covered.

Canada Travel Insurance for Everyone in the Family

Take a minute and consider getting Canada travel insurance for everyone traveling with you regardless of age. If you are a frequent traveler to Canada, you can get Canada travel insurance for a whole year. Or if you are just visiting this one time, you can get a policy that will only cover the amount of time you specify.

Premiums for travel insurance will differ vastly depending on the information you provide: age, existing health conditions, the time span of the insurance and the risks involved.

Helpful Tips

Whether you are traveling on business or pleasure, peace of mind is the most important thing that you need in order to enjoy your vacation and/or be able to conduct your business. Comprehensive travel insurance will provide you that no matter where you go and from what amount of time. While nobody plans an accident of mishap it is very important to be prepared and covered when one does happen.

Enjoy Canada or anywhere else in the world at anytime you choose with travel insurance that will act as a safety net for you and all those traveling with you. Traveling is about fun and experiencing new things without worrying about what may happen. If something does go wrong, it is good to know that you can get out of it with ease and without breaking the bank in the process.

Business Specific Benefits

People who travel for business should have business travel insurance; business travel insurance offers all the perks of travel insurance with added features just for business people. Some of these features can include trip coverage, trip cancellation, trip interruption, baggage, and rental car coverage.

The terms available for coverage can be as little as one trip or as much as a yearly policy depending on the business travel insurance company; the cost for this specialized insurance is often less than standard travelers insurance and the costs may be higher for international travel than domestic.

Rental Car benefits are often the same whether they are used per trip or as an annual maximum, most companies offer around 50,000 dollars for business people and only half that for other travelers.

Baggage coverage extends to business products such as laptops, cell phones, demonstration products, projectors, pagers, and other equipment or props used for business meetings and presentations.

Trip Interruption coverage will allow the business travel insurance policy holder to receive payment if the trip must be interrupted due to uncontrollable circumstances such as weather or airline delays.

Trip cancellation is much the same as trip interruption coverage with the exception that some companies offering business travel insurance may give allowances for the business person to take accommodations with another airline or service.

Travel Insurance Perks

Basic travel insurance will often offer replacement of missing documents, property, or money; business travel insurance will offer the same services depending on the company, missing documents will often include passports when traveling internationally.

Many of these services offer legal advice as part of their business travel insurance policy; this can come in handy when traveling abroad in case of a crime, the most common crime to strike travelers is robbery, as such many travel insurance companies allow benefits for victims of stolen items, lost baggage or equipment, and even mugging or kidnapping.

Many travel insurance policies will cover some medical expenses; these may be limited to accidental injuries, but others allow for illnesses occurred while on vacation or business trip; business travel insurance doesn t always have medical coverage, someone interested in this should contact a company which offers multiple kinds of travel insurance.

Buying business travel insurance is easy and usually affordable; many insurance companies which offer road side assistance, personal medical insurance, and general travelers insurance will also offer business travel insurance.