Category: home improvement

Home improvement loans are designed to help borrowers make improvements on their homes. It can be used for such things as adding a new room, remodeling a kitchen, building a pool, or re-carpeting the entire house. As a secured loan, collateral is required – current equity in the home. To qualify for possible tax deductions, the improvements must be on the borrower’s primary residence, not rental property, second home, or vacation home.

The interest rate on the home improvement loan is typically lower than other secured loans because it is less risky, plus it tends to enhance the borrower’s home. Borrower’s must own their home or be making payments on their home to be eligible for a home improvement loan.

Gluing the laminated plastics to the surface

• Usually, you can apply laminated plastics with contact cement. Epoxy adhesives can be used, but contact cements are recommended.

• Use coarse sandpaper to roughen the surface to be covered. Clean away the sanding residue with a light brush or with compressed air.

• Use extreme care when laying the sheets. Remember, 50 percent to 75 percent of the bonding strength of contact cement is present in the first contact. Make sure the pieces are accurately positioned before the glued areas touch each other.

When applying laminated sheets to vertical surfaces, you can usually position the glued sheets without using wooden strips or waxed paper.

Giving the finish touches to the job

• When the laminate is correctly positioned, remove the dowel rods one at a time as you bond the two pieces together.

• Use a roller to apply pressure to the newly laid sheets of laminated plastic. Roll the entire surface thoroughly to eliminate air pockets and to be sure the plastic sheet is firmly attached to the surface at all points.

• If the plastic laminate you are using is not large enough to do the entire job, you will need to make a seam. To do this, first bond the larger of the two pieces into place.

• To finish your laminate edges, begin by cleaning the base of your router. Anything stuck to the base or any burrs on the base could scratch your laminate. Putting tape on the base can help take care of this.

Remove any surplus contact cement with a special solvent. You can use nail polish remover for this purpose.