Month: February 2009

A Few Interesting Animated Halloween Decoration Options

There are numerous options available to anyone wishing to make use of animated Halloween decorations. One simple such animated Halloween decoration is the Bleeding Hockey Mask which is exciting and consists of a double layer design featuring animated flow of blood that trickles as well as oozes all across the faceplate and the wearer is also able to control the flow of blood through use of a pump that is concealed and which is hand operated.

Animated Dancing Clown

For spookier animated Halloween decorations you might even want to check out another option that is the one known as the Animated Dancing Clown that is however a creepy decoration in the form of a clown that can scare the living daylights out of anyone, especially when there is complete darkness about. This is a wonderful animated Halloween decoration that will provide numerous surprises once you have plugged it in to get it working into scaring one and all.

In case you are looking for more variety in animated Halloween decorations then the Life Size Realistic Brain is an option worth checking out that is a decoration that can mimic a real brain that glows and changes colors to provide the right kind of spookiness.

Then there is the animated Halloween decoration called Humphrey the Humping Dog that provides animal action and more lighthearted fun that can provide guests with something to laugh at. All it requires is to place this animated Halloween decoration accessory on a guest s leg and then watch the amazement on their faces as this fuzzy yellow colored body shows its affection that will not only amaze the guest but also get them feeling quite creepy as well.

Another wonderful animated Halloween decoration idea is using the Animated Exclusive Hunted Girl with Vibrating Head that is spooky as well as a lot of fun and is an idea well worth trying in case you are planning to use a haunted house theme.

The Internet is a great place to search for these and many more other wonderful animated Halloween decoration ideas. Of course, another equally useful option is to consider making homemade Halloween decorations. This option ensures that you save your money while also getting a chance to your own imagination and creativity to make some interesting decorations that are unique and special. It is certainly well worth the effort in making your own Halloween decorations because you can be sure that these decorations will not be found at other Halloween parties.

What Is A Reverse Mortgage

The reverse mortgage often seems too good to be true, instead of paying lenders money, a lender pays you money! It feels like one of those things we all dream about but does not actually happen in reality. A reverse mortgage is not available to everyone; it is only available to senior home owners. Reverse mortgage information is very simple to understand once you get down to the basics of this incredible payment option.

How It Works

A reverse mortgage is available to anyone aged 62 and above. This mortgage repayment plan allows you to convert equity in your home into cash. The best part about a reverse mortgage is that this income is tax free! You can enjoy your golden years with a little extra comfort with the money that comes from your home s equity.

The amount of money that you can receive from a reverse mortgage depends on your age, or the age of the youngest spouse, and the value of the home. A good rule of thumb is basically that the older you are and the more valuable your home is the more money you are entitled to.

You do not have to repay this loan in your lifetime. Once your home is sold should you pass away the repayment will be taken from the proceeds of your home. Repayment also occurs if you decide to sell your home, or move out of your home.

Home Requirements

Not all homes fill the criteria for a reverse mortgage, in some cases your home must be built after June 1976. It s important that you check that your home is eligible for a reverse mortgage. While in most cases cooperative houses do not meet the criteria for reverse mortgages there are some companies that will offer reverse mortgages to cooperative apartments in New York.

Payment Options

There are several ways in which you can choose to receive the money from your reverse mortgage. You can choose to receive the money in a lump sum, in a series of installments over a certain period of time or over a lifetime. However the most popular payment option is to receive a line of credit that you can draw over an unlimited period of time.

There is no limit on what you may use the money from your reverse mortgage for. The money is yours once you have it and can be used it any way that you see fit. Talk to a loan advisor today to see if your home meets the requirements.