Month: October 2007

Two Kinds of Air Conditioning System Applications

Air conditioning systems are a part of everyone s home, as when the warm weather comes, we all want to stay as cool as possible. However before you decide on any of the air conditioning systems, there are several factors which you are going to want to take into consideration.

There is a lot to learn about air conditioning systems, and one of the first things is in regards to how air conditioning in general all came about. In the broadest sense, the term air conditioning can refer to any form of cooling, heating, ventilation or disinfection which works by modifying the condition of air, typically for thermal comfort reasons.

The most common uses of modern air conditioners are for comfort cooling in buildings and transportation vehicles, and there are many different types of systems in this regards that you have to choose from.

Comfort Applications

There are two different air conditioning applications in particular which are important to know about; they are comfort applications and process applications. Comfort applications are those which aim to provide an indoor environment that remains relatively constant in a range that is basically preferred by humans, despite certain changes in external weather conditions or internal heat loads.

Comfort air conditioning is the type of air conditioning application which makes deep plan buildings feasible. This is because without proper air conditioning, buildings must be built narrower or with light wells so that inner spaces will be able to receive sufficient outdoor air via natural ventilation.

Process Applications

On the other hand, process applications are the ones which aim to provide a suitable environment for a process being carried out, and this is really regardless of internal heat and humidity loads. It is the needs of the process which are what truly determine the conditions, and not human preference, as one may have thought at first.

Air conditioning systems are used in many different areas of life, and without a doubt they are considered as being one of the most essential technological advances. As time goes by, the technology in these systems continues to increase, bringing only more positivity and benefits from our air conditioning systems.

Just make sure that when you go out to purchase an air conditioning system for your home or work place, you speak with a trained professional who can help you determine what size and style of unit will work best for your kind of use and your budget.

About Student Travel Insurance

Student travelers insurance, like most standard travelers insurance policies will give the traveler the added security of replacing lost or stolen luggage, money, or other personal property. Many companies also give legal advice and free travel tips to their policy holders.

Student travel insurance is a good investment for all students; when unforeseen things come to pass knowing that the student has help is a relief for the family of the student and the student as well. Many people wouldn t drive without automobile insurance; no one should travel with out travelers insurance.

Benefits

The exact benefits of student travel insurance will vary depending on the company the policy is purchased from and the countries involved in the traveling plans; if the student is from a country other than the United States or Canada, additional fees may apply.

Most policies for student travel insurance will have a monthly premium and a deductable; in addition the medical benefits will often have a coinsurance cost and all policies have a maximum benefit limit.

Many companies allow the student to choose either a straight medical insurance policy or a medical with student travel insurance policy; these policies will offer the same basic benefits with the student travel insurance part of the policy adding a bit extra.

The student travel insurance policy will usually offer protection against identity theft, replacement of lost or stolen property, and interruptions to travel plans.

Also these policies may offer benefits to extreme conditions such as terrorism or natural disaster allowances; in these instances the policy holder is eligible for a set amount of money for medical expenses due to a terrorist attack or daily money for a set amount of time when displaced from pre-paid accommodations due to a natural disaster.

Premiums

Premiums are often based on the amount of coverage, frequency of payment, deductable, age of the student, and the duration of the policy; these factors together will determine the overall cost of the policy, but all insurance companies strive to keep costs affordable for student travel insurance.

Students may have the option to keep costs low by choosing a companies budget plan; these plans offer many of the same benefits with a little less cost; the trade off is usually higher coinsurance or higher deductibles.

Buying A Policy

Most companies which offer student travel insurance have websites which people may browse policies, get quotes, and purchase a new policy; many of these companies also have a staff of friendly employees to help answer any question that may arise and people may purchase their policies over the phone as well.