Month: October 2007

The Importance of a Travel Accident Insurance Plan

Everyone travels at one time or the other whether it is for business or pleasure. Traveling usually requires quiet a bit of preparation such as booking the tickets or arranging for the transportation in order to get to the destination, searching for the right hotel as well as ensuring that you are staying in the right location depending on the purpose of your visit.

The last thing on one s mind is a travel accident insurance plan and that is something that should be done on a priority basis whether you are traveling in the country and especially if you are traveling abroad for a variety of reasons.

Accidents Happen When Least Expected

Nobody plans an accident and that is why you should always be insured for one because they happen when you least expect it. When you are traveling in the country it is recommended to have a travel accident insurance plan that will cover the risks you may be taking on this particular trip and may not be covered by your health insurance plan. For example, if you are going on a kayaking trip or if you are inspecting some roofs for a project at work, they both pose the possibility of accidents.

A travel accident insurance plan is an absolute must because there are many more risks involved when you are in a foreign country where you don t know the language, rules and regulations.

Where to Buy a Travel Accident Insurance Plan

Usually all travel agencies should be able to sell you travel accident insurance plans and some will even force it on you when you are traveling abroad. However, if you cannot find the plan of choice with your travel agent, there are many online and offline insurance companies that cater to travel accident insurance plans as well.

Other Helpful Tips

There are many types of travel accident insurance plans available and you should try and take a few minutes in order to choose the right type for you. Rates may differ from person to person depending on your age and present state of health. Try and get a travel accident insurance plan for everyone traveling in your group whether it is the new born baby or your grandparents even if it may cost you a few dollars more. It is not nearly as expensive as an accident that happens when you are not covered.

Air Conditioning Tool Required For System Repairs

One of the reasons air conditioning repairs may be costly is that it requires specialized tools and equipment and an air conditioning tool can be expensive, especially if its use is limited to that specific work. While many of the items sold as an air conditioning tool may be used for other work, there are a few that have no additional function.

As costly as air conditioner repairs may be, the cost of misdiagnosing a needed repair can be excessive. If a technician mistakenly replaces a wrong part and the unit still malfunctions, the owner of the vehicle is not going to pay for repairs. With the correct diagnostic air conditioning tool the technician can accurately determine what is wrong with the system and make the right choice of replacement parts almost all of the time. A quality diagnostic air conditioning tool can cost around $2000, but is a small price to pay for doing things right the first time.

Since air conditioning depends on pressure created by the compressor, gauges are needed to determine if the unit is functioning properly and can help determine where in the system pressure is being lost. This air conditioning tool can help diagnose problems with the compressor, the evaporator, and condenser or points in between and is helpful in finding leaks in the system s tubing.

Gauges Help Diagnose Pressure Problems

The compressor, considered the heart of the system is a pump and has two ports. One input which pulls from the evaporator and send the gas and cold air to the condenser where the cold air is distributed to the home or vehicle. Gauges that can measure the input suction as well as output pressure can be helpful in finding the cause of the unit not working. The better air conditioning tool will have both type of gauges built into one unit.

Various air conditioning tools are designed to help locate leaks of the gas inside the system, with some requiring ultraviolet light to detect the leak while others use a coloring in the gas to pinpoint the problem. While either one will work, many mechanics insist the UV detectors help them with faster results in finding leaks in the system.

One of the most common air conditioning tools that can be used elsewhere in the home or garage is a simple thermometer. Since the gas entering the condenser should be around 32-degrees, a thermometer at the blower inside the car will generally register between 35 and 39 degrees. With the unit running, any temperature higher than 40 degrees may indicate a problem with the system.