Month: July 2007

Air Conditioning Calculator Helps Determine Unit Size

One of the biggest questions people have when deciding to buy an air conditioner is what size they need. There are different ways to figure this out based on room size and anticipated outside temperatures, but the easiest method involves using an air conditioning calculator, and many are available as free download with you computer or available for use online.

Air conditioners, like heaters are rated in BTU s, or British Thermal Units indicating the amount of air, in cubic feet, which will have its temperature altered by one degree in one hour. For example, a 10,000 BTU air conditioner is supposed to be able to reduce the temperature of 10,000 cubic feet of air by one degree in one hour. An air conditioning calculator would show that a 10,000 BTU air conditioner would work in a room with between 350 to 400 square feet with good insulation, no afternoon sun exposure and no kitchen.

Figuring out the size of a needed air conditioning unit is more than just the size of the room, however as the amount and quality of the room s insulation will play a major role in determining the need. Additionally, afternoon sun tends to be hotter than morning exposure and the presence of a kitchen will also increase potential need. With an air conditioning calculator available free online, you can include these variables and determine the correct size air conditioner for your specific use.

Larger Units Do Not Work As Hard

If using an air conditioning calculator advises that you buy a 13,000 BTU unit and they are available in 12,000 and 15,000 depending on the price difference between the two units, it is best to go with the larger of the two. The air conditioner will not have to work as hard and will be able to cool the room more efficiently. Chances are it will not run as often, saving money on the cost of electricity.

Using other calculators, available from most electric suppliers, you can also estimate the cost of operating each size unit based on monthly and annual cost. While larger units will cost more to operate, a slightly oversized air conditioner may be cheaper in the long run as it runs less. Using the air conditioning calculator can help choose the right size for your individual use. It can also be helpful to determine if one large unit or two or three smaller units would be more economical for your use.

Business Travel Insurance Policies

Business Specific Benefits

People who travel for business should have business travel insurance; business travel insurance offers all the perks of travel insurance with added features just for business people. Some of these features can include trip coverage, trip cancellation, trip interruption, baggage, and rental car coverage.

The terms available for coverage can be as little as one trip or as much as a yearly policy depending on the business travel insurance company; the cost for this specialized insurance is often less than standard travelers insurance and the costs may be higher for international travel than domestic.

Rental Car benefits are often the same whether they are used per trip or as an annual maximum, most companies offer around 50,000 dollars for business people and only half that for other travelers.

Baggage coverage extends to business products such as laptops, cell phones, demonstration products, projectors, pagers, and other equipment or props used for business meetings and presentations.

Trip Interruption coverage will allow the business travel insurance policy holder to receive payment if the trip must be interrupted due to uncontrollable circumstances such as weather or airline delays.

Trip cancellation is much the same as trip interruption coverage with the exception that some companies offering business travel insurance may give allowances for the business person to take accommodations with another airline or service.

Travel Insurance Perks

Basic travel insurance will often offer replacement of missing documents, property, or money; business travel insurance will offer the same services depending on the company, missing documents will often include passports when traveling internationally.

Many of these services offer legal advice as part of their business travel insurance policy; this can come in handy when traveling abroad in case of a crime, the most common crime to strike travelers is robbery, as such many travel insurance companies allow benefits for victims of stolen items, lost baggage or equipment, and even mugging or kidnapping.

Many travel insurance policies will cover some medical expenses; these may be limited to accidental injuries, but others allow for illnesses occurred while on vacation or business trip; business travel insurance doesn t always have medical coverage, someone interested in this should contact a company which offers multiple kinds of travel insurance.

Buying business travel insurance is easy and usually affordable; many insurance companies which offer road side assistance, personal medical insurance, and general travelers insurance will also offer business travel insurance.