Today there are hundreds of companies that are providing home-based VoIP phones. You need to consider your needs before selecting a package. Fortunately, most service providers offer a variety of packages. You can select from a basic package with limited usage to an unlimited USA and Canada calls package or an unlimited business package. This will help you keep your phone bills in line with your needs.
Some of the leading VoIP companies are Verizon, Vonage, AT&T CallVantage, Lingo and Packet8. Almost all these services are rated high, and you don’t stand to loose if you move to them. However, there are several smaller VoIP companies too who may not provide a great service but charge much lower rates.
The discount on the homeowner’s insurance premium also varies depending on the type of system you install. Insurers may give you a 5 per cent discount on your premium if you install dead-bolt locks. If you install an advanced security system with monitoring services, you can get a discount of up to 20 per cent on your homeowner’s insurance premium.
You can get additional discounts on your homeowner’s insurance premium, if you install other devices like smoke detectors and sprinkler systems. Your insurance agent will guide you about the different types of discounts that you can avail. He can also guide you about saving more on your premiums, by installing additional security equipment.
You need to make a list of all your possessions when you take out an insurance policy. It is easier to make a list of your belongings when you move into a house and everything is in the open. To take inventory of your belongings, you can make a written list or use a still camera to take photographs. You can also use a video camera, or fill in the blanks in special home inventory software.